• could a QROPS be the
    right choice for you?

    let our dedicated team talk you through the
    benefits of our overseas pension scheme

the mercantile circle international pension


An International Pension is an overseas retirement scheme that meets local tax rules. It offers a flexible way of transferring a UK pension scheme overseas, without incurring a UK tax charge.

The fully-managed International Pension we arrange for our clients offers a competitively priced and hassle-free way for non-UK residents to save for retirement. Recognised by Her Majesty’s Revenue and Customs (HMRC), this type of pension scheme is based outside the UK and is available to individuals who have UK based pension funds but who are living outside the UK. It is particularly valuable to individuals who have left company pension funds in the UK but who reside abroad and have little intention of returning to the UK in the near future.

In addition to the tax benefits of opening an International Pension arranged by Mercantile Circle, a panel of Independent Financial Advisers will take the time to fully understand your goals and aspirations in order to recommend an investment portfolio that is suitable for you*. But it doesn’t stop there, your portfolio will constantly be monitored and rebalanced by a professional discretionary fund manager, so that you don’t have to – meaning you can sit back and let someone else do the work. Simple.

Already have an existing pension? Don’t worry, we’ll take care of the transfer process. You can transfer SIPPS, personal pensions and most workplace pensions in to Mercantile Circle Managed International Pension at anytime. Get in touch with our team today to start the ball rolling.


CALL 0207 416 6806  REQUEST A CALLBACK  |  hello@mercantilecircle.com

get started today

Discover your International Pension suitability today by signing up for our FREE independent financial assessment. Simply fill out our online form below and one of our team will be in touch shortly.

Please specify a suitable time and for one of our consultants to call you and organise your free financial assessment. Please leave blank if you are happy for them to call you anytime between 9am and 6pm, Monday to Friday.

invest in an ISA today and be in with a chance to boost your 2018/19 ISA…

we are offering three lucky investors the chance to boost their 2018/19 ISA by 10%, 15% and 20% respectively in our exclusive prize draw. Find out more ->>

you’ll benefit from…

Aqua Ticktax savings
a flexible way of transferring a UK pension scheme overseas, without incurring a UK tax charge

Aqua Ticka diversified, fully managed portfolio
holding multiple investments under one wrapper and will benefit from your portfolio being managed by a professional discretionary manager

Aqua Ticktransparent investing
see how your investments are performing 24/7, via a user-friendly online portal

Aqua Tickcomplete flexibility
decide how and when to use your fund to provide an income

Aqua Tickno hidden charges
our understandable portfolios mean no nasty surprises and you’ll always know how much you are paying

*Tax rules may change or may not be applicable to you. Please consult your Financial Adviser to find out how the tax rules will apply to you.

Your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you originally invested. A Mercantile Circle International Pension may not be right for everyone and tax rules may change in the future. If you are unsure if an International Pension is the right choice for you, please seek independent financial advice.

Disclaimer:  The investment projections we show are never a guaranteed predictor of future performance – they are there to give you context and help you make decisions about the kind of portfolio which may best suit your individual investment goals. You should not base your investment decision on past performance. With investment, your capital is at risk. The value of your portfolio can go down as well as up and you may get back less than you invest. If you are unsure if any of our products are the right choice for you, please seek independent financial advice. 

Mercantile International Limited is an Appointed Representative of Agincourt Financial Limited who is Regulated in the United Kingdom by the Financial Conduct Authority with Firm Reference No.:197236. Company Registration No.: 09929738 in England & Wales | Mercantile Circle is a trading style of Mercantile International Limited.